If you want to change your car for a newer model, but don't have the ready cash, taking out a loan can be an option. However, if you don't have a perfect credit history, many lenders won't consider you. So, what can you do? Well, help may be at hand in the form of a logbook loan. Read on for more information. What are logbook loans? Simply put, a logbook loan is a loan that is secured on your existing car, up to its current market value.
22 July 2016
If you own a small trades company, it can be hard to make sure that you get paid on time, particularly if you are dealing with small builders who may not have refined administration processes. Here are some tips to make sure that you get paid for your work. Ask around for advice on the company If you get asked to do a job that sounds to be a little to good to be true (such as one that offers very high rates), it can be worth asking other tradespeople to see if they have specific experiences with this company or the owner.
22 July 2016
A quantity surveyor specializes in the construction industry in the field of pricing and costs. They typically work with a construction contractor or business owner to determine the overall budget needed for a project or how to fit a new construction project into a projected budget. However, they are much more than just bookkeepers and can offer many advantages to any construction contractor or business owner; note a few of those here so you can know why it's good to have such a professional on your team before any construction project begins.
22 June 2016
If you operate a construction business, you can achieve numerous benefits by acquiring your own equipment. This will eliminate the frequent rental costs for the machinery required during projects. These expenses are quite high and will impact the profitability of your business over time. In addition, the availability of company equipment is convenient and will reduce time wasted in rental shops. On the other hand, if you want to purchase construction equipment, you will require financing.
15 April 2016
Regardless of your age or family situation, it is a good idea to have a life insurance policy. This allows your close family members to have some financial protection in the event of your passing. Even if you are a young, healthy adult, you could be in an accident that nobody saw coming. Now is the time to consider this type of insurance policy. Here are some benefits of buying a life insurance policy at a younger age.
29 March 2016
With people settling down and buying houses later in life unfortunately that 30-year mortgage can start to creep into an age where you might want to be thinking about retiring. Some careful planners manage to pay off their mortgage in much less than the maximum term leaving them with enough funds to live a great lifestyle before and during retirement. Here are some things that can help you pay off your mortgage sooner.
28 March 2016
Would you go on holiday without your tickets or your passport? Of course not; so why do so many people head off on holiday without any travel insurance? Read on to find out why travel insurance cover is essential. Travel insurance - the basics The best way of obtaining the cover you need for your holiday is to have a chat with an insurance broker in your area. Your travel insurance should cover you for the following basics:
28 January 2016